Effective from January 24, 2020 |
DEPOSITS |
Saving Deposit (NPR) | Interest Rate (% p. a.) | |
Siddhartha Platinum Saving | 6.5 | |
Siddhartha Super Salary | 6.5 | |
Siddhartha Mero Share Khata | 5.5 | |
Siddhartha Jestha Nagarik Bachat | 5.5 | |
Siddhartha Swornim Bachat | 5.5 | |
Siddhartha Bachat Account | 5.5 | |
Siddhartha Nari Bachat | 5.5 | |
Branchless Banking Account | 5.5 | |
Student Savings | 5.5 | |
Siddhartha Esewa Bachat Khata | 5.5 | |
Siddhartha Bal Bachat Khata | 5.5 | |
Siddhartha Remit Account | 5.5 | |
Siddhartha RF Saving | 5.5 | |
Siddhartha Sajilo Bachat Khata | 6.5 | |
Siddhartha Peacekeeping Savings | 6.5 | |
Siddhartha Jeevan Surakshya Bachat Khata (Minimum Balance Rs. 20,000/-) |
6.5 | |
Siddhartha Professional Saving | 6.5 | |
Fixed Deposit | Interest Rate (% p.a.) | |
Institutions Tenure : 3 months & above |
8.5 (8.6 for renewal) | |
Individual Tenure : 3 months & above |
9.25 | |
Foreign Currency Deposit |
Interest Rate (% p.a.) | |
Siddhartha USD Savings | 2.75 | |
Siddhartha Remit USD Savings | 2.75 | |
Siddhartha USD Call Deposit | Negotiable | |
Siddhartha USD Fixed Deposit (For 1 year) | 3.5 | |
Siddhartha GBP Savings | 0.5 | |
Siddhartha Euro Savings | 0.5 | |
Other FCY Deposit & Fixed Deposits | Negotiable | |
Siddhartha Special FCY Fixed Deposit Account - For NRNs and Foreign Institutions - Minimum balance USD 10,000 or equivalent - Tenure : 2 years & above |
- USD @ 5.25 - GBP @ 3.25 - EUR @ 2.25 |
|
Other terms & conditions of the deposits products remain unchanged. | ||
LOANS & ADVANCES | ||
Description | Interest Rate (% p.a.) | |
Overdraft/Cash Credit | ||
Industry/Trading |
Base Rate | + upto 5 % |
Import Loan | ||
Industry/Trading |
Base Rate | + upto 4% |
Working Capital Loan | ||
Industry/Trading |
Base Rate | + upto 5% |
Short Term Loan | ||
Industry/Trading |
Base Rate | + upto 5% |
Term Loan | ||
Industry/Trading |
Base Rate | + upto 5% |
Bridge Gap Loan |
Base Rate | + upto 5% |
Home Loan |
Base Rate | + upto 5% |
Auto Loan/Hire Purchase Loan |
Base Rate | + upto 5% |
Siddhartha Personal EMI Loan |
Base Rate | + upto 6% |
Education Loan |
Base Rate | + upto 5.5% |
Mortgage Loan |
||
Overdraft |
Base Rate | + upto 6% |
Term Loan/Short Term Loan |
Base Rate | + upto 5% |
Export Finance |
||
Against USD LC |
Base Rate | +upto 3.5% |
Against NPR & other currency LC |
Base Rate | + upto 4% |
Against USD export documents |
Base Rate | + upto 4% |
Against NPR & other curreny export documents |
Base Rate | +upto 4.5% |
Loan Against : | ||
Fixed Deposit (Own) |
|
Coupon rate +1.5% to 3% or Base Rate + 1% whichever higher |
Fixed Deposit (Others) |
Coupon rate +2% to 5% or Base Rate +2% whichever higher |
|
Foreign Currency Deposits at SBL |
Base Rate | + up to 3% |
Government Bonds |
Coupon rate +2% to 5% or Base Rate +1.5% whichever higher |
|
First Class Bank Guarantees issued by Foreign Banks |
Base Rate | + upto 4% |
Other Bank Guarantees issued by Foreign Banks |
Base Rate | + upto 4.5% |
Loan against Shares |
Base Rate | +upto 6% |
FCY Loan Denominated in USD |
LIBOR plus mutually agreed premium | |
Consortium Loan | As per consortium decision | |
Deprived Sector Lending: |
||
Wholesale Lending |
Base Rate | + upto 4% |
Direct Lending |
Base Rate | + upto 6% |
Agriculture & small business loan upto Rs 1.5 million (as prescribed by NRB) | Base Rate | +2% |
Others |
Base Rate | +upto 6% |
Poush 2076 Base Rate |
10.04% | |
Poush 2076 Interest Spread Rate | 5.17% | |
Note:
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अर्थ संसारमा प्रकाशित सामग्रीबारे कुनै गुनासो, सूचना तथा सुझाव भए हामीलाई [email protected] मा पठाउनु होला। *फेसबुक र ट्वीटरमार्फत पनि हामीसँग जोडिन सकिनेछ । हाम्रो *युटुब च्यानल पनि हेर्नु होला।
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