शुक्रबार, १६ कार्तिक २०८१ |
Friday, November 01, 2024
प्रीति - युनिकोड
शुक्रबार, १० माघ २०७६, ११ : ०१ मा प्रकाशित
)
| Effective from January 24, 2020 |
| DEPOSITS |
| Saving Deposit (NPR) | Interest Rate (% p. a.) | |
| Siddhartha Platinum Saving | 6.5 | |
| Siddhartha Super Salary | 6.5 | |
| Siddhartha Mero Share Khata | 5.5 | |
| Siddhartha Jestha Nagarik Bachat | 5.5 | |
| Siddhartha Swornim Bachat | 5.5 | |
| Siddhartha Bachat Account | 5.5 | |
| Siddhartha Nari Bachat | 5.5 | |
| Branchless Banking Account | 5.5 | |
| Student Savings | 5.5 | |
| Siddhartha Esewa Bachat Khata | 5.5 | |
| Siddhartha Bal Bachat Khata | 5.5 | |
| Siddhartha Remit Account | 5.5 | |
| Siddhartha RF Saving | 5.5 | |
| Siddhartha Sajilo Bachat Khata | 6.5 | |
| Siddhartha Peacekeeping Savings | 6.5 | |
|
Siddhartha Jeevan Surakshya Bachat Khata (Minimum Balance Rs. 20,000/-) 
|
6.5 | |
| Siddhartha Professional Saving | 6.5 | |
| Fixed Deposit | Interest Rate (% p.a.) | |
|
Institutions 
Tenure : 3 months & above |
8.5 (8.6 for renewal) | |
|
Individual Tenure : 3 months & above |
9.25 | |
|
Foreign Currency Deposit |
Interest Rate (% p.a.) | |
| Siddhartha USD Savings | 2.75 | |
| Siddhartha Remit USD Savings | 2.75 | |
| Siddhartha USD Call Deposit | Negotiable | |
| Siddhartha USD Fixed Deposit (For 1 year) | 3.5 | |
| Siddhartha GBP Savings | 0.5 | |
| Siddhartha Euro Savings | 0.5 | |
| Other FCY Deposit & Fixed Deposits | Negotiable | |
|
Siddhartha Special FCY Fixed Deposit Account - For NRNs and Foreign Institutions - Minimum balance USD 10,000 or equivalent - Tenure : 2 years & above |
- USD @ 5.25 - GBP @ 3.25 - EUR @ 2.25 |
|
| Other terms & conditions of the deposits products remain unchanged. | ||
| LOANS & ADVANCES | ||
| Description | Interest Rate (% p.a.) | |
| Overdraft/Cash Credit | ||
|
Industry/Trading |
Base Rate | + upto 5 % |
| Import Loan | ||
|
Industry/Trading |
Base Rate | + upto 4% |
| Working Capital Loan | ||
|
Industry/Trading |
Base Rate | + upto 5% |
| Short Term Loan | ||
|
Industry/Trading |
Base Rate | + upto 5% |
| Term Loan | ||
|
Industry/Trading |
Base Rate | + upto 5% |
|
Bridge Gap Loan |
Base Rate | + upto 5% |
|
Home Loan |
Base Rate | + upto 5% |
|
Auto Loan/Hire Purchase Loan |
Base Rate | + upto 5% |
|
Siddhartha Personal EMI Loan |
Base Rate | + upto 6% |
|
Education Loan |
Base Rate | + upto 5.5% |
|
Mortgage Loan |
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|
Overdraft |
Base Rate | + upto 6% |
|
Term Loan/Short Term Loan |
Base Rate | + upto 5% |
|
Export Finance |
||
|
Against USD LC |
Base Rate | +upto 3.5% |
|
Against NPR & other currency LC |
Base Rate | + upto 4% |
|
Against USD export documents |
Base Rate | + upto 4% |
|
Against NPR & other curreny export documents |
Base Rate | +upto 4.5% |
| Loan Against : | ||
| Fixed Deposit (Own) |
|
Coupon rate +1.5% to 3% or Base Rate + 1% whichever higher |
| Fixed Deposit (Others) |
Coupon rate +2% to 5% or Base Rate +2% whichever higher |
|
|
Foreign Currency Deposits at SBL |
Base Rate | + up to 3% |
| Government Bonds |
Coupon rate +2% to 5% or Base Rate +1.5% whichever higher |
|
|
First Class Bank Guarantees issued by Foreign Banks |
Base Rate | + upto 4% |
|
Other Bank Guarantees issued by Foreign Banks |
Base Rate | + upto 4.5% |
|
Loan against Shares |
Base Rate | +upto 6% |
|
FCY Loan Denominated in USD |
LIBOR plus mutually agreed premium | |
| Consortium Loan | As per consortium decision | |
|
Deprived Sector Lending: |
||
|
Wholesale Lending |
Base Rate | + upto 4% |
|
Direct Lending |
Base Rate | + upto 6% |
| Agriculture & small business loan upto Rs 1.5 million (as prescribed by NRB) | Base Rate | +2% |
|
Others |
Base Rate | +upto 6% |
|
Poush 2076 Base Rate |
10.04% | |
| Poush 2076 Interest Spread Rate | 5.17% | |
|
Note:
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अर्थ संसारमा प्रकाशित सामग्रीबारे कुनै गुनासो, सूचना तथा सुझाव भए हामीलाई [email protected] मा पठाउनु होला। *फेसबुक र ट्वीटरमार्फत पनि हामीसँग जोडिन सकिनेछ । हाम्रो *युटुब च्यानल पनि हेर्नु होला।
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